Table of Contents
- Introduction
- Understanding Rental Options in the UAE
- What Are Furnished Rentals?
- What Are Unfurnished Rentals?
- Key Differences Between Furnished and Unfurnished Rentals
- Pros and Cons of Furnished Rentals
- Pros and Cons of Unfurnished Rentals
- Cost Comparison: Which Is More Affordable?
- Tenant Profile and Lifestyle Fit
- Landlord Considerations for Each Option
- Legal Considerations in the UAE
- Mistakes to Avoid When Choosing Rental Options
- Case Study: Dubai Marina Rental Market
- Fees and Charges to Be Aware Of
- FAQs
- Making the Right Choice for Your Needs
- Explore Smarter Rentals with Homecubes
Introduction
The UAE rental market is incredibly dynamic, offering everything from ultra-luxurious villas to cozy apartments for short-term stays as well as apartments vs penthouses in the UAE. But one question that most tenants face early in their search is this: Should I go for a furnished or unfurnished property? This is not just a matter of budget; it’s about lifestyle, flexibility, and long-term convenience.
This article explores both rental options in depth to help tenants, landlords, and investors understand the differences and choose wisely.
Understanding Rental Options in the UAE
Expected in 2024/25, the new GCC unified tourist visa is bound to have an effect on short-term rentals in the UAE.
This, in turn, will impact the property investment market, and I think increased ease of travel will attract even more interest in Dubai. https://t.co/rMrYaplrte pic.twitter.com/e1Eq66x8c7
— Amira Sajwani (@Amira_H_Sajwani) December 27, 2023
The term “rental options” in the UAE generally refers to the variety of housing arrangements available to tenants. These include:
- Furnished rentals: Move-in ready homes with essential furniture and appliances.
- Unfurnished rentals: Empty units where the tenant brings their own furniture.
- Semi-furnished rentals: A hybrid model that includes white goods (fridge, washing machine) but little to no furniture.
Understanding these distinctions is critical, especially given that over 85% of the UAE population comprises expatriates, many of whom relocate frequently.
What Are Furnished Rentals?
Furnished rentals come with essential items such as:
- Beds and mattresses
- Sofas and dining sets
- Kitchen appliances (fridge, oven, microwave)
- Washing machine
- Curtains, lighting, sometimes even décor
They’re ideal for short-term stays, business travelers, and people who want a plug-and-play lifestyle without the burden of moving furniture.
What Are Unfurnished Rentals?
Unfurnished rentals typically offer:
- A bare unit with no furniture
- Built-in wardrobes (often standard in the UAE)
- Sometimes include major appliances, but not always
These rentals are better suited to long-term tenants or those who already own or plan to purchase their own furniture.
Key Differences Between Furnished and Unfurnished Rentals

| Feature | Furnished Rentals | Unfurnished Rentals |
| Move-in Time | Immediate | Delayed (setup required) |
| Upfront Cost | Higher rent, lower setup cost | Lower rent, higher setup cost |
| Flexibility | Great for short stays | Ideal for long-term stability |
| Personalization | Limited | Full control over design |
| Maintenance Responsibility | Landlord may maintain furniture | Tenant maintains own belongings |
Pros and Cons of Furnished Rentals
✅ Pros
- Convenience: Ideal for new arrivals or those on short-term work contracts
- Faster move-in: No time wasted furnishing
- Lower initial expenses: No need to buy furniture upfront
- Easier for corporate rentals: Popular for company housing
❌ Cons
- Higher monthly rent: Furnished units often charge 15–30% more
- Depersonalized space: You may not like the design or quality
- More wear and tear fees: Some landlords charge extra upon exit
- Not ideal for long stays: Costs accumulate over time
Pros and Cons of Unfurnished Rentals
✅ Pros
- Lower monthly rent: More budget-friendly in the long run
- Customization: Design your home to fit your taste
- Longer lease stability: Landlords often prefer long-term contracts
❌ Cons
- High setup cost: Buying furniture and appliances can be expensive
- Moving logistics: Transporting furniture during relocations is a hassle
- Slower move-in: You’ll need time to furnish the unit
Cost Comparison: Which Is More Affordable?

Let’s break it down using Dubai averages:
| Item | Furnished Rental | Unfurnished Rental |
| 1-Bed Apartment Rent (avg.) | AED 90,000/year | AED 75,000/year |
| Furniture & Setup | AED 0 | AED 20,000–30,000 (initial) |
| Total Year 1 Cost | AED 90,000 | ~AED 100,000 |
| Total Year 2+ Cost | AED 90,000/year | AED 75,000/year |
Conclusion: Furnished options may be cheaper upfront but more expensive over time. Unfurnished rentals are better for tenants staying 2+ years.
Tenant Profile and Lifestyle Fit
| Tenant Type | Best Fit Rental Option |
| Short-term expat | Furnished |
| Corporate assignee | Furnished |
| Relocating family | Unfurnished |
| Long-term resident | Unfurnished |
| Digital nomad | Furnished |
| Investor subletting on Airbnb | Furnished |
Landlord Considerations for Each Option
Furnished Properties
- Higher yield potential
- More maintenance overhead
- Ideal for Airbnb-style short lets
Unfurnished Properties
- Lower churn rate
- Tenants stay longer
- Less liability for furniture damage
Landlords must weigh income potential vs maintenance risk when choosing their strategy.
Legal Considerations in the UAE
- Ejari Registration is mandatory for all rental contracts.
- Security Deposits:
- Furnished: Usually 10%
- Unfurnished: Around 5%
- Tenant Rights:
- Tenants cannot be evicted without cause during the contract period.
- Landlords must give 90 days’ notice to increase rent.
Real estate brokers must guide tenants about tenancy eviction notices in Dubai and UAE for supporting them against possible illegal actions.
Mistakes to Avoid When Choosing Rental Options
- ❌ Overestimating stay duration: Don’t sign a 2-year lease for an unfurnished home if you’re unsure.
- ❌ Underestimating furniture costs: Outfitting a home can cost AED 25K+.
- ❌ Skipping inventory checks: Especially in furnished units—document everything.
- ❌ Neglecting tenancy law: Always read and understand your contract terms.
- ❌ Ignoring maintenance clauses: Clarify who handles appliance repairs and replacements.
Case Study: Dubai Marina Rental Market
✅ Median Rents & Popularity in Dubai Marina
According to Property Finder’s January 2025 data, when renting apartments (including Dubai Marina):
- 59% of tenants preferred furnished units
- 39% chose unfurnished ones
This demonstrates a strong tenant preference—contrary to earlier assumptions—favoring furnished properties in that market segment.
Fees and Charges to Be Aware Of
| Fee Type | Furnished Rentals | Unfurnished Rentals |
| Ejari Registration | AED 220 | AED 220 |
| Agency Fee | 5% of annual rent | 5% of annual rent |
| Security Deposit | 10% | 5% |
| DEWA Setup | AED 2,000 (refundable) | AED 2,000 (refundable) |
| Furniture Maintenance (likely) | Yes | No |
FAQs
1. Are furnished rentals more expensive in all emirates?
Yes, on average. However, places like Sharjah and Ajman have smaller price gaps than Dubai or Abu Dhabi.
2. Can I negotiate rent for furnished properties?
Often, yes—especially in a tenant-friendly market. It helps to offer longer lease terms.
3. What happens if I damage furniture in a furnished rental?
The cost of repair or replacement may be deducted from your security deposit.
4. Do unfurnished rentals ever include appliances?
Yes. Many unfurnished properties in the UAE still include white goods, like stoves and washing machines.
5. Can landlords evict tenants for switching furniture?
Only if it violates contract terms (e.g., causing damage or removing fixed items).
6. Is it better to buy or rent furniture in the UAE?
Depends on the length of stay. For short stays, renting furniture is common and often more affordable.
7. Are there furnished villas available?
Yes, but they’re less common and generally targeted at luxury or holiday markets.
Making the Right Choice for Your Needs
Choosing between furnished and unfurnished rentals isn’t just about budget—it’s about how you live.
- Moving to the UAE for 6 months? Go furnished.
- Relocating your family for 3+ years? Unfurnished will likely save money.
- Want flexibility to sublet? Furnished might give you an edge on short-term platforms.
Either way, it’s important to analyze your goals, duration of stay, and lifestyle preferences before signing a lease.
Explore Smarter Rentals with Homecubes
At Homecubes, we’re pioneering smarter, transparent property experiences in the UAE. While we are currently awaiting our real estate tokenization license from VARA, our vision is clear: to offer fractional ownership, digitized rental contracts, and AI-powered property matching—once licensed.
Looking to stay ahead of the market? Whether you’re exploring furnished or unfurnished rental options, we’re building the tools to help you rent smarter and invest wiser.
📩 Have questions? Reach out to us today

